One of the most commonly overlooked parts of a good financial plan is the emergency fund/short term savings account – the money that you have socked away for a rainy day when your car breaks down unexpectedly or you decide to take a quick weekend trip to the beach. This fund is important primarily because [...]
Just about everyone who has a steady job with an employer is going to have some sort of retirement account option offered by their company. The most common employer-related retirement account is the 401k (and its cousin account, the 403b). While the 401k acts in many ways like any other retirement account, you will come [...]